Disclaimer

Last updated: November 9, 2026

The information and software utilities provided by ToolNovus (accessible at https://toolnovus.com) are intended exclusively for general informational, educational, and personal productivity purposes.

1. General Information & Calculation Estimates

All calculations, conversions, measurements, and outputs generated by our tools are estimates based on standard mathematical formulas and user-supplied data. While we strive to ensure accuracy, ToolNovus makes no guarantees, representations, or warranties of any kind regarding completeness, operational suitability, or precision for official, commercial, or legally binding determinations.

2. Financial, Salary & Tax Disclaimer (YMYL Policy)

Financial calculators—including the Salary to Hourly Calculator, Loan & EMI Calculator, and Percentage Calculator—are created for quick estimations only. These tools do not account for local tax jurisdictions, pre-tax deductions, insurance withholdings, compound interest nuances, or fluctuating lender fees. Nothing on this website constitutes professional financial, tax, investment, or legal advice. Always consult a certified public accountant (CPA), qualified financial planner, or legal advisor before making significant financial commitments.

3. Health & Medical Disclaimer (BMI & Fitness Calculations)

The BMI Calculator provides general body mass index estimates based on World Health Organization (WHO) and Centers for Disease Control and Prevention (CDC) guidelines. Body Mass Index is a statistical screening measure and does not evaluate body fat percentage, muscle mass distribution, bone density, or overall metabolic health. The BMI calculator is not a medical diagnostic tool and does not substitute for professional medical advice, diagnosis, or clinical treatment. Consult a licensed healthcare provider before initiating any weight-management program or dietary intervention.

4. Client-Side Processing & Data Privacy

ToolNovus is built on a client-side architecture where file manipulation (such as image compression, PDF merging, text diffing, and cryptographic hashing) is executed locally inside your web browser using HTML5 Canvas, WebAssembly, and local JavaScript memory. However, users remain responsible for backing up critical documents before running conversions. ToolNovus accepts no liability for accidental data loss or file corruption during in-browser operations.

5. External Links & Third-Party Resources

ToolNovus may contain links to external third-party websites or services. We have no control over the content, privacy practices, or availability of those external sites and accept no liability for any loss or damage arising from your interaction with them.

6. Contact Us

If you have any questions or require clarification regarding this Disclaimer, please reach out to our team at [email protected] or visit our Contact Page.