| Order price | $100.00 |
| Platform fee | -$20.00 |
| Withdrawal fee | -$0.00 |
| Currency conversion loss | -$0.00 |
| Tax set-aside | -$0.00 |
| Take-home after tax | $80.00 |
How the Freelance Fee Calculator Works
This calculator shows what a freelancer actually keeps from an order after marketplace fees. It applies each cost in the order you meet it: the platform takes its percentage first, then a flat withdrawal fee comes off the balance you cash out, then your bank or payment provider takes a currency conversion loss. If you set a tax percentage, it also shows how much to set aside and what you take home afterwards.
- Platform fee: order price × fee percentage.
- Withdrawal fee: a flat amount per payout, deducted once from the balance you withdraw.
- Currency conversion loss: a percentage of the amount that is converted into your local currency.
- Tax set-aside: an optional percentage of what remains, so you can plan for income tax. It is an estimate, not tax advice.
Worked Example: A $100 Fiverr Order
Fiverr's 20% seller fee takes $20, leaving $80. If your payout costs a flat $1 and your currency conversion loses 2%, you keep ($80 - $1) × 0.98 = $77.42. Together, fees and payout costs took $22.58, or 22.58% of the order price. Use the target mode to see what to charge so that the same fees still leave you with the amount you need.
Fiverr and Upwork Fees: What Is Different
Fiverr describes a flat 20% commission on seller earnings, while buyers pay their own service fee on top, which does not reduce your payout. Upwork describes a freelancer service fee between 0% and 15% depending on several factors, plus separate client-side fees. Because rates and rules change, treat the defaults here as starting points and confirm the current numbers on each platform's official fee page.
Tips to Protect Your Margin
- Price gigs backwards from the amount you need to take home, not forwards from a round number.
- If your payout has a flat fee, withdraw larger balances less often instead of small amounts every week.
- Compare payout methods before cashing out, since withdrawal fees and conversion rates differ.
- Set aside money for tax as you earn so a payout is never a surprise later.
Frequently Asked Questions
How much does Fiverr take from a seller?
Fiverr charges sellers a flat 20% service fee on order earnings, so a $100 order leaves $80 before any withdrawal or currency conversion costs. Fiverr can change its fees, so confirm the current rate on Fiverr's official fee page.
What is Upwork's freelancer service fee?
Upwork describes its freelancer service fee as ranging from 0% to 15% depending on several factors. This calculator lets you type the exact rate shown on your own Upwork contract instead of assuming one number.
Does the calculator include withdrawal and currency conversion costs?
Yes. You can enter a flat withdrawal fee and a currency conversion loss percentage. Both default to zero because they depend on your payout method, bank and country, so check your payout screen for the real numbers.
How do I price a gig to take home a target amount?
Switch to the target mode, enter the amount you want to keep after fees and your tax set-aside, and the calculator works backwards to the order price you need to charge.